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Description of Benefits

The following provides a description of the benefits offered by FLO for either the Gold or Platinum membership.

Benefit
Description of Benefit

"Mortgages are at the top of everyone's list of concerns. The Basis Point Beneifits Concierge program brings tremendous value to FLO members. The program creates tangible mortgage savings, yielding hundreds to thousands of dollars to homeowners," said Jay Schupp, President Basis Point Benefits. "The savings come through predictable financing terms, below market mortgage costs and non-commissioned, unbiased trusted advisors in real estate loan transactions. We are honored to be able to provide this one of a kind mortgage benefit to FLO members."

GolfClubsAway.com was created by a group of avid golfers who were sick and tired of all the hassles associated with lugging golf clubs on business trips — checking them in at the airport, worrying about lost, stolen or damaged clubs then going through the whole process again when heading home. So they developed a better way — rent a great set of clubs from Callaway, Cobra or Nike online and the clubs will be delivered right to your hotel or golf course.

Gift card sales topped $80 million dollars in 2006. The National Retail Federation estimates that approximately 57% of consumers will purchase gift cards during the 2007 holiday season; 88% of them will purchase two or more. A recent survey conducted to understand what Americans think about birthday gifts revealed that 81% of men and women prefer to receive gift cards versus any other gift. Our gift card purchase program includes many of the top merchants in dining, entertainment, travel, shopping, and health & beauty.

Members can save 5% - 20% off the Best Available Rate at over 10,000 hotels nationwide. Simply choose the hotel chain from the list provided in the membership brochure included in the fulfillment kit, call the toll-free number and give the reservations agent the Hotel Savings Network Member discount code for the discounted reservation. When members check in they simply show their membership card and save.

You're in the driver's seat with automatic savings from 5% to 30% standard car rental rates at participating Avis©, Budget, and Dollar locations when you book your car, online or via phone.

In addition, members receive money-saving coupons good for discounts on daily, weekly, and weekend rates with Avis©, Budget and Dollar.


Receive deeply discounted member vacation packages - from 5% to 55% off non-discounted rates - to many popular destinations. There are currently no booking or cancellation fees for online cruise and tour bookings and members have access to member pricing at up to 75% off cruise brochure rates, category upgrades and other bonus offers on a complete range of premier cruise lines. Members can enjoy discounts and convenient, secure off-airport parking at over 50 locations nationwide. Before traveling, members can visit the website, enter their departing airport location and travel dates and we will supply them with parking options and available discounts. Members can call our toll-free number for assistance

Luggage Free is a specialty service offering travelers the option to send luggage ahead to nearly any destination, worldwide, to avoid the inconvenience of carrying, checking and claiming bags — even going through customs. On-time delivery is guaranteed, allowing travelers the ability to avoid unnecessary aggravation, save time, and protect their possessions — simply and in style. Luggage Free picks up your bags at your home or office, ships them to your destination, and at the end of the stay sends them back. Company representatives arrive, wrap the bags in protective plastic, tag them and transport them directly to your destination. You do nothing but pick up the phone and pack. Luggage Free delivers door-to-door anywhere in the United States as well as to over 110 countries worldwide. Shipments are insured for up to $1,000 as part of the service, with unlimited additional coverage available. As each shipment is delivered, you are notified via the method of your choice, outlining time of delivery and name of recipient, allowing you the ability to travel with the piece-of-mind of knowing that your luggage is waiting for you. Members receive a 50% discount the first time they use Luggage Free and 10% off each subsequent order.

Members receive 4 free visits per year to over 450 participating airport lounges around the world—from Amsterdam to Atlanta, London to Los Angeles and Sao Paulo to Singapore. Members will have the chance to relax in a peaceful setting before their flight, refreshments and snacks and full use of the facilities including phones, fax machines, email, Internet access and even conference rooms.

CardCops utilizes real-time, web-crawling technology to monitor online databases, chat rooms and blog sites where thieves often trade and sell personal information such as credit and debit card data and Social Security numbers. CardCops monitors your personal information 24 hours a day, 7 days a week and will alert you via email if your information has been exposed to identity thieves online.

No request is too large or too small when it comes to our travel assistance division. Before and during a trip, travelers call for: Lost passport/travel documents assistance, Travel information including visa/passport requirements, Emergency telephone interpretation assistance, Up-to-the-minute travel delay reports, Long-distance calling cards for worldwide telephoning, Inoculation information, Embassy or Consulate Referral, Currency conversion or purchase, Up-to-the-minute information on local medical advisories, epidemics, required immunizations and available preventive measures, Up-to-the-minute travel supplier strike information, Worldwide public holiday information, Lost baggage search; stolen luggage replacement assistance, ATM locator, Emergency cash transfer assistance, Urgent message relay to family, friends or business associates, Legal referrals/bail bond assistance

Provides a dedicated *Identity Fraud Support Service Caseworker. A packet including instructions, contact information, phone numbers, websites, and preliminary forms for contacting:
- The Three Major Credit Reporting Agencies
- Federal Bureau of Investigation (FBI)
- Social Security
- Postal Inspector
- How to close Bank Accounts if necessary
- Securities and Exchange Commission (SEC)
- Internal Revenue Service (IRS)
If members need assistance in working with these agencies, the caseworker can facilitate a conference call.

The safety and return of a lost child. The peace of mind knowing a loved one or the elderly are free of danger. The ability to provide emergency response to these situations at the touch of a button. All of this is now available from the SafeZone Personal Safety Companion solution.

With SafeZone Personal Safety Companion, members have easy to use web browser access to view the movements and location of the loved one you are monitoring. And, you can easily configure your own personal alerts and notifications via e-mail or text message.


*The member's caseworker IS NOT a CLaim Examiner for ID Theft Insurance (This coverage is not available to residents of the state of New York), and has nothing to do with the claims process.

 

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